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Personal Finance
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Debt Free Living!
Get completely out of debt in 5-7 years, including your mortgage! Sound impossible? Learn why your debt is your best first investment, contrary to the conventional wisdom or expert financial advice. If you contribute to a retirement plan (IRA, 401K, 403B, 457 or similar plan) learn why you want to put those contributions on hold until you are completely out of debt. Bring a list of your debts, balances,payments, calculator, and a pencil. Material fee of $54 is payable to the instructor,includes a 230 page manual. This is an educational class and no gimmicks, investments, insurance or mortgage schemes are offered. The presenter, Jeff Meyer, also teaches: "Money for Life" and "Crouching Taxes, Hidden Profits". Fee $39                         

• PERFI 10*01   Council Bluffs Campus   W   10/22/2008   6:00-9:00PM   Looft Hall   018   1 session   Call 712-325-3255

Crouching Taxes, Hidden Profit
Learn legitimate strategies that may reduce your taxes up to 50%! This class is for self employed persons, small business owners, home based business operators, prospective business owners and wage earners that also have self employment income or file a Schedule C. Here are some of the areas discussed: 1) Learn how to audit proof your tax return. 2) Should I incorporate, set up an LLC, Sub S Corp or partnership? 3) Am I eligible for the home office deduction? 4) Can I hire my children or spouse and lower my taxes? 5) Are my entertainment and travel expenses deductible? 6) Should I use the actual expense method or the standard mileage rate method for my deduction? The required materials fee of $74, which includes the 215 page compliance manual, is payable to the instructor at the class. Jef                         

• PERFI 40*01   Council Bluffs Campus   Th   10/23/2008   6:00-9:00PM   Looft Hall   109   1 session   Call 712-325-3255

Money for Life!
This is a workshop where you will learn to develop your own "fool proof", written, spending management plan (fancy term for the budget!). This is not a gimmicky create a budget class or "how to save money" on this or that class. Learn how to take back control of your income! As a result of applying what is learned in this workshop you will be able to: 1) Pre fund every expense, including the unexpected. 2) Plan, track, compare and adjust every expense. 3) Implement a household cash flow system that make communicating easy, even fun. 4) Spend less than you make and eliminate debt/invest for the future. 5) Use credit card without increasing debt. 6) Successfully manage your income in today's cashless, electronic society. The required materials fee of $74 is payable to the instructor at the c                         

• PERFI 9*01   Council Bluffs Campus   W   10/29/2008   6:00-9:00PM   Looft Hall   109   1 session   Call 712-325-3255

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Iowa Western Community College
2700 College Rd.  Council Bluffs, IA  51503
PH: (712) 325-3200 or 1-800-432-5852   admissions@iwcc.edu
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