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Real Estate

Register online at www.iowarealtors.com or call the Iowa Association of Realtors at 1-800-532-1515

For additional information email contact:  education@iowarealtors.com

ADV IRC 1031 Like-Kind Exchanges

Managing and minimizing taxes in a real estate sale is of crucial importance to investors and Realtors. This will continue to be the case as the government increases taxes in order to offset record spending levels. Section 1031 of the Internal Revenue Code is one of the greatest tools available to property owners to achieve greater returns through reduced capital gains tax liabilities. Learn about Section 1031 like-kind exchanges from David Brown, who is an attorney, Certified Exchange Specialist (CES), President of IPE 1031 and a leading national authority and speaker on the topic. Member Price $70 if registered on/before 10/25/16. After 10/25/16 the price is $80. Non-Member Price: $95 if registered on/before 10/25/16 After 10/25/16 the price is $105 Fee $0

Section # Location Day(s) Start Date Start Time Building Contact Number
REALE 99*04 - CF16 Council Bluffs Campus Th 10/27/2016 9:00AM-4:00PM Looft Hall
1 session Call 712-325-3256

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Avoiding the Blame Game

Avoiding the Blame Game will review contract writing, and how thorough and thoughtful drafting can avoid Realtor liability. We will explore areas that can result in Realtor liability, such as: fraud; failure to disclose; mistake; personal injury; and criminal liability. We will review real cases where Realtors have been found liable for a buyer or seller's damage, and we will discuss how these issues could have been avoided. We will also review the agency duties that are imparted on Realtors and explore how to effectively uphold said duties. Attendees will leave with a better understanding of the pitfalls of their practice, and how to avoid suits or claims in the future. Member Price:*$40 if registered on/before 11/15/2016 After 11/15/2016 the price is $50. Non-Member Price:*$65 if registered on/before 11/15/2016 After 11/15/2016 the price is $75 Registration for Real Estate Classes is completed online www.iowarealtors.com Fee $0

Section # Location Day(s) Start Date Start Time Building Contact Number
REALE 99*01 - CF16 Council Bluffs Campus Th 11/17/2016 9:00AM-12:00PM Looft Hall
1 session Call 712-325-3256

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Dodd-Frank to the Rescue & TRID

What are the Federal requirements that regulate settlement procedures pertaining to residential mortgage loans? After reviewing the development of these regulations over time, we will delve into the development of the Dodd-Frank Act, the Consumer and Financial Protection Bureau, and their new regulations to TILA and RESPA. We will review the new requirements for the Loan Estimate and Closing Disclosure that took effect on Oct. 1, 2015, and we will discuss what realtors can do to aid creditors and settlement agents in their work. Register online before 11/14/2016 - http://iowarealtors.com/education/class-schedule. Fee is $40.00 Fee $0

Section # Location Day(s) Start Date Start Time Building Contact Number
REALE 99*40 - CF16 Atlantic W 11/16/2016 9:00AM-12:00PM TBA
1 session Call 712-243-5527

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Ethics

This course will take an in-depth look at ethics and morals, their differences, and their similarities. We will look at how ethics shape our expectations and responsibilities in our daily lives and occupations. We will review each article of the NAR Code of Ethics and summarize them so that they are easily accessible. We will review newer Code additions and Standards of Practice to see how Realtor's Ethical guidelines continuously change. Finally, we will review the process a Realtor must go through if she receives a complaint. By the end of the course, participants will have a thorough understanding of the Ethical Code, its changes and updates, as well as how it directly applies to them. Member Price:*$50 if registered on/before 11/15/2016 After 11/15/2016 the price is $60.Non-Member Price:*$75 if registered on/before 11/15/2016After 11/15/2016 the price is $85 Registration for Real Estate Classes is completed online www.iowarealtors.com Fee $0

Section # Location Day(s) Start Date Start Time Building Contact Number
REALE 99*51 - CF16 Harlan T 10/25/2016 1:00-5:00PM TBA
1 session Call 712-755-3568

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REALE 99*02 - CF16 Council Bluffs Campus Th 11/17/2016 1:00-5:00PM Looft Hall
1 session Call 712-325-3256

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Law Update

This class is designed not only to refresh your knowledge of the Federal, State, and Professional regulations of real estate transactions, but also to apply them to your day-to-day business from the perspective of a practicing attorney. By the end of this course, participants will have a better understanding of contract law, agency law, and civil rights, how those concepts affect their jobs and shape their professional regulations. Attendees will leave with applicable advice by which they can safeguard their business from legal or disciplinary action. Member Price:*$90 if registered on/before 11/16/2016 After 11/16/2016 the price is $100. Non-Member Price:*$115 if registered on/before 11/16/2016 After 11/16/2016 the price is $125 Registration for Real Estate Classes is completed online www.iowarealtors.com Fee $0

Section # Location Day(s) Start Date Start Time Building Contact Number
REALE 99*52 - CF16 Harlan W 10/26/2016 8:00AM-5:00PM TBA
1 session Call 712-755-3568

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REALE 99*03 - CF16 Council Bluffs Campus F 11/18/2016 8:00AM-5:00PM Looft Hall
1 session Call 712-325-3256

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Real World Financing

Structure loan strategies for both the poor and wealthy. Make more sales by helping people make smart choices in loans. Learn how to help re-arrange a client's debt structure to better qualify for a loan. Discover grants and low interest loan opportunities for first time buyers. Find ways to help your client pick the best mortgage loan product. Decipher when it makes sense to have an adjustable rate mortgage loan, an interest only loan, an ARM, a 3 or 5 year fixed loan, a HELOC? Take the Real World Financing and speak with authority. Member price:$40 if registered on/before 10/23/2016, after $50. Non-Member price: $65 if registered on/before 10/23/2016, after $75. Fee $0

Section # Location Day(s) Start Date Start Time Building Contact Number
REALE 99*50 - CF16 Harlan T 10/25/2016 9:00AM-12:00PM TBA
1 session Call 712-755-3568

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Table Manners Getting to the Closing Table and Staying There

Students will learn what each party must provide and perform to get to the closing table, and will be refreshed on what their responsibilities are as sellers' or buyers' agents. We'll discuss issues that can delay a closing and how to avoid them-including the new 2015 federally mandated loan disclosures. We will review updated Iowa law and the NAR Code of Ethics to determine how to best update Realtor's practices for compliance. Register online before 11/14/2016 - http://iowarealtors.com/education/class-schedule. Fee is $40.00 Fee $0

Section # Location Day(s) Start Date Start Time Building Contact Number
REALE 99*41 - CF16 Atlantic W 11/16/2016 1:00-4:00PM TBA
1 session Call 712-243-5527

Register for this Class